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Frequently Asked Questions

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Q. What is the benefit of living in a continuing care retirement community (CCRC) like Asbury Solomons?

A. Asbury Solomons offers a vibrant senior lifestyle filled with conveniences and daily opportunities for warm and interesting social interactions with others. There’s a special energy that comes from living at a multi-faceted community, along with a sense of belonging, of being among extended family.  But many residents believe the most important aspect of living at Asbury is having a secure plan for the future. With lifetime priority access to a full continuum of services, Asbury residents and their family members have peace of mind knowing that they will have access to assisted living, skilled care and memory support services, even if they exhaust their financial resources through no fault of their own. At Asbury, as your need for services changes over your lifetime, you have the opportunity to have home care services in your residential living apartment or cottage or relocate either to assisted living or our health care center to secure the services you need. Most importantly, you can be among people you call friends and those you trust, no matter what life brings.

Q. What does it cost to live at Asbury Solomons?

A. The cost depends partly on the size, style and view of the residence that you choose. All residents pay a one-time entrance fee plus a monthly fee. The cost of the entrance fee will vary based on the type of entrance fee plan you choose. At Asbury Solomons, you can choose from three different plans, including a 100% refundable plan*. If two people live in the residence, there is no additional entrance fee, but a second-person monthly fee applies. The costs vary widely by neighborhood, with entrance fees starting as low as $116,000 and monthly fees starting as low as $1,866. Because there are so many choices, we recommend that you meet with a Residency Specialist to find out which option makes the most sense for you. No matter which neighborhood you choose, you have access to the same amenities and benefits as other residents. Refundable entrance fees are pursuant to the terms of the Residency Agreement. *Carefully read the continuing care agreement for the conditions that must be satisfied before Asbury Solomons is required to pay the Entrance Fee Refund.

Learn about Asbury's unique home purchase program that you may be eligible to utilize to fund your entrance fee. 

Q. Is it true that I can get a refund of my entrance fee?

Yes. At Asbury Solomons, you can choose from three different entrance fee plans. Two of these plans will refund all or part of the entrance fee pursuant to the terms of the Residency Agreement*. One of these plans offers a 90% refund, while the other provides a 100% refund. A third option is a non-refundable plan, called the Standard Plan. The standard fee amortizes over the first 60 months of residency.  This means that for the first 60 months you live at Asbury, you could receive at least a partial refund of your entrance fee. After 60 months, however, no refundable portion of the standard entrance fee remains.  Refunds are paid within 30 days after Asbury Solomons receives an entrance fee from the next person who occupies your residence, and you no longer reside in any accommodation at Asbury Solomons. Carefully read the Residency Agreement for the conditions that must be satisfied before a provider is required to pay an entrance fee refund. * Carefully read the continuing care agreement for the conditions that must be satisfied before Asbury Solomons is required to pay the Entrance Fee Refund.

Q. Which entrance fee plan would make the most sense for me?

A. It depends on your financial goals and circumstances. Our Residency Specialists are available to assist you in reviewing the three contract options to see which one is the best fit for you. The standard entrance fee is the most affordable way to enjoy the Asbury lifestyle. While the 100% refundable contract* requires a larger upfront payment, it offers the most value over time because all of the funds will be returned to you or your estate. The 90 percent refundable program offers more long-term value than the standard contract, but is more affordable than the 100 percent refundable contract. You will want to refer to the residency agreement for a full explanation of the terms and conditions for refundable entrance fees.  * Carefully read the continuing care agreement for the conditions that must be satisfied before Asbury Solomons is required to pay the Entrance Fee Refund.

Q. What is included in the monthly fee?

A. The amount of your monthly fee is based on the style of residence you choose. Typically, the monthly fee includes interior and exterior maintenance of the residence, some or all of the utilities, 24-hour emergency call systems, transportation, a dining allowance and access to all of the Asbury Solomons amenities and common areas. Specific inclusions in the monthly fee are detailed in the Residency Agreement and Disclosure Statement.

Q. How do I know if I can afford to live at Asbury Solomons?

A. With 26 different floor plans, Asbury Solomons offers so many living options that it can accommodate a wide range of people age 60 plus. Before being accepted for residency, you would be asked to show that you have enough income and assets to support your living expenses through your projected lifespan. This calculation is made through a system maintained by an outside actuary. (If you outlive your resources, you would be eligible for Asbury’s Benevolent Care program.) Generally, someone with a retirement income who owns a home in the area or has equivalent assets can afford the security and benefits of the Asbury lifestyle. In some cases, people with lower assets are able to live at Asbury if a relative agrees to place a designated sum of money in trust. In such cases, the trust is released and the funds are returned if not needed to cover the resident’s expenses. An Asbury Residency Specialist will be happy to help you understand the best options for you.

Q. What is the Benevolent Care program?

A. A significant part of Asbury’s not-for-profit mission is to ensure that residents who outlive their resources through no fault of their own are able to continue living at Asbury Solomons. These residents are able to apply for and receive support to cover their expenses, regardless of whether they live in residential living or assisted living. The Asbury Foundation actively seeks donations for Benevolent Care, including a special endowment fund, to offset the costs of providing this support.

Q. What does it mean to have “priority access” to health care services?

A. If you ever require services in assisted living or in our health care center, you always will have preference over non-resident applicants to available openings. This is an important aspect of life at Asbury. Residents and their family members have peace of mind knowing that should it be needed, health care services are always available.

Q. Will I be able to deduct any of my Asbury fees from my income taxes?

A. Asbury Solomons is a Type C, fee-for-service CCRC. Because a Type C residency agreement does not offset the future cost of health-care services, the Internal Revenue Service does not recognize any part of the Entrance Fee or residential living monthly fees toward a medical deduction. However, it is possible that fees paid for home care, assisted living or skilled care services may be eligible for a medical deduction. Please see a tax analyst to learn whether your financial circumstances would allow you to deduct these expenses from your income.

Q. Who owns Asbury Solomons?

A. Asbury Solomonsis owned and operated by Asbury Solomons, Inc., a 501(c)(3) not-for-profit corporation and the legal entity responsible for providing services to the residents of Asbury Solomons. The board of Asbury Atlantic, Inc., serves as the board of Asbury Solomons, Inc. Asbury Atlantic owns and operates Asbury Methodist Village, in Gaithersburg, MD; Bethany Village in Mechanicsburg, PA; and Springhill in Erie, PA. Asbury Atlantic is owned and operated solely by Asbury Communities, a separate 501(c)(3) not-for-profit corporation, which also operates the not-for-profit Asbury Foundation Inc., and other entities.

Q. Who runs Asbury Solomons?

A. Under direction of the Executive Director, a management team is responsible for the day-to-day operations and overall functioning of Asbury Solomons.  Several governing boards, comprised of volunteer members, provide high-level oversight.  The Asbury Solomons Board of Governors works directly with the Executive Director and is focused exclusively on AsburySolomons' programs, quality of care and service, master campus planning, and fundraising activities (in conjunction with the Asbury Foundation).  The Board of Governors makes recommendations to the Asbury Solomons, Inc. Board of Directors, which is legally responsible for control of Asbury Solomons. Additionally, the Asbury Atlantic Board, as well as the Asbury Solomons, Inc. Board, have the responsibility for approving the budget and maintaining financial health as well as monitoring quality of care and services.  The Asbury Communities, Inc. Board of Directors is focused on enhancing the strength of the entire organization, ensuring fulfillment of its mission and tax-exempt purpose, and recognizing its full potential for providing services to seniors.

Q. How can I be assured that Asbury Solomons is financially strong?

A. Asbury Solomons does not have any individual long-term debt. Instead, all of its long-term debt is part of the Maryland Obligated Group, which includes Asbury Solomons, Inc. and Asbury Methodist Village. Since the inception of the Maryland Obligated Group, there has never been a time that either community has been unable to pay its share of the debt. Being part of the Maryland Obligated Group enables each community to obtain the capital funds it requires at a lower interest rate than it could if it were to borrow the funds individually.  The Maryland Obligated Group is sufficiently financially strong that its debt is rated as investment grade by the Fitch Inc. bond rating service. Only about 4 percent of CCRCs nationally have investment-grade bond funds.

Q. What kind of voice do residents have in the operation of Asbury?

A. Asbury Solomons has active and vibrant resident association groups that promote resident interests, facilitate communication, interact with management, and organize events and activities.  The Resident Council generally meets monthly.

Q. Is Asbury Solomons open to people who are not Methodist?

A. Yes. The community is an equal housing opportunity provider. The community is open to all regardless of religion, race, nationality gender or disability.

Q. Does Asbury Solomons allow pets?

A. Yes, Asbury Solomons welcomes pets in the cottages and ground floor residential apartments.  A Residency Specialist would be happy to answer your specific pet-related questions.

Please see the annual Disclosure Statement and the Residency Agreement for more detailed information.

What Does Owning Your Home Cost You?

Have you looked at your expenses lately? At Asbury Solomons, most of these are part of your monthly fee.

  • Mortgage, rent or HOA fees
  • Real estate taxes
  • Cable and telephone
  • Groceries, take-out, dining out
  • Health club and entertainment

 Contact us to find out more about making this resort destination your new waterfront retirement home.